Who gets the credit or blame for our eternal fate? 3 perspectives

One of the most heated debates in recent theology is about how we are saved or lost eternally. Rather than engage in words first -- which I've done before and may again -- I'd like to offer a chart of how I see the 3 main views:

Type of view	Saved by	Lost by
Sovereignty-based view	God's decision	God's decision
Decision-based view	man's decision	man's decision
Two agents view	God's decision	man's decision

 
It is so tempting to launch into words; I've got paragraphs of them saved off to the drafts folder. But I think there is a place where the clarity of a chart is better than the wordiness of an explanation.